It’s so easy to Amazon Prime your way into debt, especially as a new adult who may be living away from home for the first time, managing a credit card for the first time or spending to self-medicate to feel better about homesickness or a breakup.
Stop Priming, start planning. Make sure your freshman chooses wisely how to spend that hard-earned cash — namely, by teaching them to understand the difference between wants and needs.
Sit down with your Rowan student, ideally before they start their college career, and talk to them candidly about money. Grab a piece of paper — let’s do it old school, Mom and Dad — and create two columns: wants and needs.
Whether you’re funding your freshman’s living situation or they’re paying their own way, these conversations are important. At the top of the page, make a note of how much money your student has to spend each month, from savings, a current job or a gift from you. On the left side of the paper, write in big ol’ capital letters: NEEDS. On the right, WANTS.
You might want more paper…
That daily habit of a venti white chocolate mocha at Starbucks is over $30 a week. Everyone’s finances are different, so for your family this might be fine … or it might not be. Maybe your student’s budget is $50 per week and they’re perfectly happy to live in white chocolate mocha bliss and cut back in other ways (or maybe they think that you’re a softie and if they blow their budget on Starbucks you’ll bail them out).
Until it’s in black and white on that piece of paper and talked about with you, wants/needs and expectations may not truly be clear to your freshman.
Have the candid conversation. Are you expecting your student to contribute to their cell phone bill? Car insurance? Their own Amazon purchases on your account? Will you cover the cost of gas for your commuter? E-ZPass for your student who lives 2+ hours away? Let there be no surprises.
Now, back to NEEDS. Food. Shelter. Contact lenses and allergy pills. A laptop. Gas to go back-and-forth to school. Make your list that’s specific to your student.
WANTS. Emphasize to your freshman that a lot of new students bond over entertainment and food. There WILL be late night Chinese takeout and pizza delivery in your student’s future. Now, if they’re blowing all their cash on Starbucks, they’re going to have to say, “Nah, I’m cool” when everyone is walking to Wawa for slushies at 11 p.m. (because college).
On top of the regular WANTS in the wants column — coffeehouse drinks, movies, dorm decorations — emphasize to your student that they should set aside a part of their WANTS budget for those spontaneous, unplanned adventures with friends. Who wouldn’t want to jump in the car on a warm September Saturday with new friends and head down the shore?
Now back to the boring NEEDS. Outline your expectations. Will you cover emergencies, Mom and Dad? What exactly counts as an emergency? Do you expect that your student sets aside a part of their NEEDS budget every month for unexpected things, like replacing the car’s windshield wipers? New shoes for a job interview?
Again, nothing will be clear unless you make it clear, with your student, and have these candid discussions about WANTS and NEEDS. Mom and Dad, you do NOT want to be surprised with an Amazon Prime bill from your eager student who hit up Pinterest for dorm decorating ideas and expects you to foot the bill.
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Story By:
Brandi Blanton, financial literacy expert
By joining Rowan’s EMS team students join one of the nation’s top collegiate units — standing as the only collegiate unit in the nation awarded bronze, silver, and gold awards from NCEMSF (National Collegiate Emergency Medical Services Foundation) for the organization’s preparation and readiness. Volunteers stand among peers who are required to maintain GPA standards, but still managed to accumulate a collective total of 16,000 volunteer hours as a group for the year. This organization operates as a family — relying on one another, helping one another, and laughing with one another.
certification a member goes through a six to nine month training program held at the Gloucester County EMT Training Academy paid for by the organization. Chief Howery stated, “In addition to arranging the training at no cost, we have a continual no-cost-training program. So every month, Cooper Hospital, as part of the contract that we have with them, will come to Rowan and hold training classes in various topics we suggest or recommend.”
Typical scenarios volunteers might find themselves in include medical and injury responses, transport services for medical appointments and prescription drug pick-up, emergency medical transport, community engagement, mental health responses, training and awareness spreading of proper CPR techniques and AED usage, and the installation and maintenance of campus AEDs.
colleges I wanted to go to. Did I want a big school or small school? Did I want to live in an urban area? Rural? Suburban? I had no idea. 
Now what? I had already bought a sweatshirt, I told everyone this is where I was going. I felt so embarrassed and just let down. 
Now what? I still knew Rowan was where I wanted to be, despite being denied the first time around. I felt confident in the courses I took at my community college and had a stellar GPA. I told myself that there is no way I could be denied again. 
“I always knew I wanted to do something more on the creative side,” Shaylin reflects. “I’m a visual learner and I like talking to people, so I wanted to do something where I’d be in a fast pace environment and constantly meeting new people.” Becoming a member of Sigma Delta Tau sorority confirmed her love of public relations, because of their philanthropic work and involvement with nonprofits. “Public relations is at the base of a lot of nonprofits, so getting involved with them really narrowed it down for me, that this is what I want to pursue.”
Around the time she discovered the article, Jo was part of a class called New Ventures Development, where students expand on an idea for a potential startup business or product, and experience the process of bringing it to life. “In that class, I came up with the concept of a personal filtration system within a water bottle, called RefresH2O,” Jo says. “Wherever you are – hiking, spending time outdoors – you can scoop up water from a nearby body of water, and it will be filtered fresh. This will alleviate our plastic usage, and make us wiser about how we source our water.” Another class, Entrepreneurship and Innovation, helped Jo finalize the marketing plan and details for her product, including the target market and purpose. “I wanted to make a product that even a three year old could use. Everyone needs clean water — it’s a human right, but not everyone is lucky enough to have that,” she explains.
Her future plans include owning her own environmentally sustainable holdings or manufacturing company, and possibly even attending graduate school for a degree in engineering management, to continue to grow. She advises freshmen coming into the field to not let the idea of ‘perfection’ interfere with your goals. “‘Good’ is good enough; just get your name and idea out in the world and continue to work on your idea as you progress,” she says. “And keep track of your commitments! Juggling school work, being on the track team and my internship, senior year has been the most challenging year yet, but planning it all out and prioritizing made it a lot better.”
“Participating in social activities is the best way to make friends,” says Ahmad Kindawi, a first-generation college student (now graduate!) from Syria, who rents a house off-campus, within walking distance of campus. Ahmad graduated with a master’s degree in history from the 
programs, courtesy of the Exploratory Studies program, I decided to pursue a 
Commuter and first-generation college student (now graduate!) Cheyenne Rickabaugh of Cape May, NJ (Cape May County) says the best way to make friends at college is, “Show up to things! Talk in class! Not during lecture, though.” She also says that the best way to get the most out of your college experience is to, “Just get out there and do things! Have fun.” Congrats, Cheyenne, on earning your geography degree from the 
During her first computer science course on campus, Monica learned the ins and outs of the industry, as well as coding and communication skills that she would use later on. Her first professor in the field, Professor Chia Chien, “has been a huge help throughout my college experience. She really encouraged me and opened my eyes to great opportunities.” Professor Chien even introduced her to her current resume-builder, as a co-op worker for the Arctic Slope Regional Corporation (ASRC). Through the AFMS (ASRC Federal Mission Solutions) program with the Rowan computer science department, students can partake in a real-life work environment and contribute to meaningful projects that improve their skills. “The program allows students to immerse themselves in a real job, full time, with the option to take classes part time, at night or online,” Monica explains. “You partner with industry companies and really learn how they function and how your knowledge can contribute.” 
Coming in as an exploratory studies major really helped me to solidify what I wanted to do as a career.
was a high school senior I felt the pressure of this in the back of my mind. I picked the school farthest away in an environment nothing like my current one because that’s what I thought I was supposed to do. If I could go back and give myself any advice it would be to not pick a school for anyone but myself. I was too busy focusing on fitting the image, that I didn’t realize I wasn’t ready to go 8 hours from home. For some people going away is the fresh start that they need, but it wasn’t for me and that’s okay. Transferring to Rowan allowed me to grow and succeed in ways I never imagined. I’ve studied abroad in Europe, held local, state, and federal internships, and met some of my best friends. The biggest lesson to be learned is that there is no one size fits all college experience and to choose a college that best helps you grow.
America’s independence, Japan donated over a thousand cherry blossom trees to Philly in the early 1900s. Philly continues to celebrate this gift and connection to Japan for a full week every spring season. 
This past week, I strolled through fresh and full-bloomed cherry blossom trees at Fairmount Park’s Horticultural Center (definitely a must-see). Throughout the week, Fairmount Park invites visitors to see the trees, participate in Japanese-themed activities and check out the Shofuso Japanese House and Garden.
share my journey. To see the first generation alums and get their support made me feel welcomed and a sense of belonging.
The students — Kailey Bertelson (advertising), Brittany Eng (public relations, advertising), Megan Jean (studio art), Timothy Stanford (advertising), and Hannah Vendetta (public relations, advertising) — spent many long nights and weekends in the Public Relations & Advertising High Street building on campus, developing their campaign for BOXED, an e-commerce store and app that provides customers the convenience of purchasing household items in bulk online, and shipping to their door for an affordable price. The group’s winning campaign ran with the slogan “Two Day Shipping, More Two Day Weekends,” and included the optional addition of a video advertisement, featuring Hannah as a busy mom trying to balance maintaining a household and spending quality time with her kids. The judges loved the creativity and detail of the campaign, awarding the group, nicknamed “The Incredible Bulk,” first place and a cash prize of $2,000 to split!
“My Intro to PR and Advertising Research class prepared me the most for this challenge. A massive portion of the proposal was gathering the information that we needed, both secondary and primary,” Tim says. Brittany agrees that learning the techniques for research ahead of time in class definitely helped advance their campaign. “Our skills in media, design, research and writing are a result of our professors’ dedication towards bringing out the best qualities in their students,” she says. When the results were gathered and interpreted, Megan took the next step of designing their display: “I took everything that I learned from my graphic design professors to help put together the design. Once we had gathered all of our information it came down to getting it laid out to make it visually pleasing to the viewer,” she says.
And while knowledge and experience from classes definitely helped fuel the winning project, working together also helped each member of the group strengthen skills that they had not practiced before. Brittany admits that she came into the competition with little experience in research, but was confident that the competition would enhance her abilities in a real-world scenario — and it did! “Now I have experience creating and analyzing the results of a national scale survey,” she says, which is a major accomplishment for a college student. 
What wakes you up in the morning? The thrill of getting to do and/or learn something new. Also, I love to have my morning coffee while reading!
dreamed of doing or thought you’d never get to do? Through its interdisciplinary program, mechanical engineering sparked my interest in biomedical engineering. Although I once said I would never take another biology class again, I am now set to be a PhD Biomedical Engineering student come Fall 2019. 
Why Rowan?
we experienced was guest policies, specifically people staying the night. But we talked through it immediately.” – Alayna 
