Meet Natalia Panfilova, a 2017 graduate from the Ric Edelman College of Communication & Creative Arts. Natalia earned her bachelor’s in Public Relations without paying a single dollar for her degree.
According to Marketplace, roughly 70% of American students end up taking out loans to go to college. It was estimated that the average student leaves school with around $30,000 in debt. Not Natalia, though, and today she will share with us how this transfer student managed to graduate debt free.
Community College
Before coming to Rowan, Natalia went to Camden County College. She chose to attend community college because she knew she would save up more money that way. According to Saving for College, “Students can save as much as $30,000 or more by attending a community college instead of a private four-year college.” During community college, Natalia worked in full-time jobs that were taking care of her tuition payments. Also, during community college, one of Natalia’s friends told her to work with her at one of the Wyndham hotel chains in Atlantic City because the hotel chain would cover a part of her tuition. This opportunity was one of the reasons she managed to graduate debt free.
Tuition Reimbursement Jobs
Wyndham is one of many organizations that offer tuition reimbursements. Tuition reimbursement is when a company agrees to help pay for an employee to further his or her education. “All you have to do is prove that you can somehow apply your career skills to your job,” Natalia says. Natalia also received financial aid, but whatever was not covered by her job took care of it. “They would cover up my books and they would cover up to $4,000 per year. So, I actually didn’t pay anything out of pocket. I got to keep my salary, because I was a commuter,” Natalia says.
Commuter
When Natalia was at Rowan, she chose not to stay on campus and decided to commute from Brigantine, NJ (Atlantic County). She commuted an hour each day, but because she commuted and was able to schedule her classes in two days, she was able to work full time at the hotel.
She recommends students learn about finances: “Educate yourself in all things financial, the more you know the better. Just in life in general, if you know how debt works, how banks work, your life is going to be so much easier.”
What is Natalia Doing Now?
Natalia recently moved to New York City for her new position as a program marketing manager for WebMD. By being savvy with her spending, she was able to graduate debt free and become a homeowner. Graduating debt free allowed Natalia to travel worry-free and so far, she has visited 13 countries.
Like what you see? Learn more about becoming a Rowan transfer student!
Story by:
Iridian Gonzalez, senior journalism major
Photos courtesy of:
Natalia Panfilova
ing through Twitter, like most students, waiting for class to start. I saw a post from Rowan University about the transfer deadline and cruised to the main website. I found a big transfer button and thought, “Why not give it a shot?” Rowan was the only school I applied to transfer to, so this was all or nothing for me.
Engagement
Name: 
Share an “aha!” moment you’ve had within your major that made you feel passionate about your intended field. 
Do you work on campus? If so, where/what do you do? Yes, I am a 
hung out in our free time. I personally spent time networking with some amazing people from universities all across the east coast. I exchanged numbers with tons of people and made some amazing connections over this trip. Nearly 40 institutions gathered together at this event and it showed. Every workshop, presentation, and cheesy icebreaker were electrifying. Finally, one of the best parts is that all the presentations were run by students. It created a relaxing, informative, and fun atmosphere for nearly every session.
All in all, the NODA Region VIII Conference was an awesome leadership experience. I know the word “leadership” can be scary to many of us, however; I would challenge those of us who aren’t involved in leadership on Rowan’s campus to try taking that first step. Run for executive board for an organization or club, apply to be apart of PROS or become a Resident Assistant. Find opportunities to take that first step because you’ll never know where it can take you. Who knows? Maybe it could land you an opportunity to go to a conference yourself someday.
By joining Rowan’s EMS team students join one of the nation’s top collegiate units — standing as the only collegiate unit in the nation awarded bronze, silver, and gold awards from NCEMSF (National Collegiate Emergency Medical Services Foundation) for the organization’s preparation and readiness. Volunteers stand among peers who are required to maintain GPA standards, but still managed to accumulate a collective total of 16,000 volunteer hours as a group for the year. This organization operates as a family — relying on one another, helping one another, and laughing with one another.
certification a member goes through a six to nine month training program held at the Gloucester County EMT Training Academy paid for by the organization. Chief Howery stated, “In addition to arranging the training at no cost, we have a continual no-cost-training program. So every month, Cooper Hospital, as part of the contract that we have with them, will come to Rowan and hold training classes in various topics we suggest or recommend.”
Typical scenarios volunteers might find themselves in include medical and injury responses, transport services for medical appointments and prescription drug pick-up, emergency medical transport, community engagement, mental health responses, training and awareness spreading of proper CPR techniques and AED usage, and the installation and maintenance of campus AEDs.
Coming in as an exploratory studies major really helped me to solidify what I wanted to do as a career.
share my journey. To see the first generation alums and get their support made me feel welcomed and a sense of belonging.
What wakes you up in the morning? The thrill of getting to do and/or learn something new. Also, I love to have my morning coffee while reading!
dreamed of doing or thought you’d never get to do? Through its interdisciplinary program, mechanical engineering sparked my interest in biomedical engineering. Although I once said I would never take another biology class again, I am now set to be a PhD Biomedical Engineering student come Fall 2019. 
Why Rowan?
